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United Kingdom (UK) 🛡️ UK Work Eligibility 💼 Company - Private
Monzo - Backend Engineer
Monzo ✓ Verified Employer

Backend Engineer

📍 London, England 🕒 2 days ago
Verified Base Compensation
£75,000 - £100,000 / year
£6,250 - £8,333 / mo Apply Now →
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Official Specifications

Role Overview & Mandate

Executive Summary

London / UK Remote | £75,000 - £100,000 + Benefits | Technology - Engineering About us: We're here to make...

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London / UK Remote | £75,000 - £100,000 + Benefits | Technology - Engineering

About us:

We're here to make money work for everyone and we're doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.

We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.

About our Engineering Team:

We have around 200 engineers out of roughly 2,000 people in total - and we have big ambitions. There are many interesting challenges ahead, and we're happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you'd be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you'll learn heaps about everything from how banks work to effective communication.

We contribute to open source software as much as possible. Our blog is a good place to learn even more about what we do!

What you'll be using:

We rely heavily on the following tools and technologies:

  • Go to write our application code (there's an excellent interactive Go tutorial here)
  • Cassandra for most persistent data storage
  • Kafka for our asynchronous message queue
  • Envoy Proxy for RPC
  • Kubernetes and Docker to schedule and run our services
  • AWS for most of our infrastructure
  • React for internal web dashboards
  • We also have two physical datacenter sites with actual cables to connect to various third parties

Your day-to-day

This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you'll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!

Together you'll build and support a particular part of Monzo. Our product squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are; Money, Borrowing, Fincrime, Customer Operations, Platform, Personal Banking & Business Banking. They're all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!

Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.

You should apply if:

  • you have strong experience working on the backend of a technology product
  • you want to be involved in building a product that you (and the people you know) use every day
  • you have a product mindset: you care about customer outcomes and you want to make data-informed decisions
  • you're comfortable working in a team that deals with ambiguity
  • you're interested in distributed systems and writing resilient software
  • you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).
  • you think you'd enjoy the kind of work we're doing

The Interview Process:

Our interview process involves three main stages:

  • Initial Call
  • Take home task or pair coding exercise
  • Final interview including a system design and a behavioural interview

Our average process takes around 2-3 weeks but we will always work around your availability.

You will have the chance to speak to our recruitment team at various points during your process but if you

do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on tech-hiring@monzo.com

One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see here.


What's in it for you:

£75,000 - £100,000 base salary➕ plus stock options

✈️We can help you relocate to the UK

✅We can sponsor visas.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

  • We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

Learning budget of £1,000 a year for books, training courses and conferences

➕And much more, see our full list of benefits here

We're usually always hiring for Backend Engineers, so there's no closing date for this job.


Equal Opportunity Statement

We are actively creating an equitable environment for every Monzonaut to thrive.

Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2021 Diversity and Inclusion Report and 2021 Gender Pay Gap Report.

We're an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.

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Compensation Analytics

Estimated Take-Home Pay

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Projected statutory deductions based on standard single-filer baseline tax regulations in the United Kingdom corridor.

Gross Annual Package £75,000 - £100,000
Est. Income Tax Band 20% - 40% Progressive Bracket
Statutory Insurance / FICA 8% Class 1 National Insurance (NI)
Estimated Monthly Net £4,500 - £5,417 / mo
Regional Economics

Cost of Living (London, England)

Bureau Data
Est. Rent (1-Bed)
£1,100 - £1,750
Monthly Utilities
£140 - £210
Cost Index
112.5
Disposable Tier
Top 15% Rank
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Compliance Standards

Work Authorization Framework

Verified Status: UK Work Eligibility
Corridor: UK Employment Corridor
🛡️ Zero Fee: Direct corporate recruitment with zero placement charges.

Candidate Selection Pipeline

Direct Corridor Track
01
Direct Apply

Submit verified credentials & CV.

02
HR Screening

2-4 day credential verification.

03
Technical Panel

In-depth domain & team interview.

04
Official Offer

Corridor contract & relocation.

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